NCUAProposed Rule

Requirements for Insurance; Maximum Borrowing Authority

Finance & Banking
38 days left to comment

Summary

The National Credit Union Administration (NCUA) is proposing new rules about insurance requirements and borrowing limits for credit unions. These changes could affect how much money credit unions can borrow and how they protect members' deposits.

Key Points

  • 1The NCUA is setting new maximum limits on how much money credit unions are allowed to borrow
  • 2The regulation addresses insurance requirements to ensure member deposits remain protected
  • 3These rules apply to credit unions across the country, affecting millions of members who use credit unions for banking services
  • 4The public has until March 31, 2026 to submit comments on the proposed changes
  • 5The changes aim to keep credit unions financially stable and protect consumers' savings

Key Dates

Published

January 28, 2026

Comment Deadline

March 31, 2026(38 days left)

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This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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