NCUA
Federal agency responsible for regulations under NCUA.
27 regulationsInvestments in and Licensing of Permitted Payment Stablecoins Issuers
This proposed rule would allow credit unions to invest in and license companies that issue stablecoins, which are digital currencies designed to maintain a stable value. The regulation establishes rules for how credit unions can participate in this emerging financial technology, potentially giving members access to new digital payment options.
Mergers of Insured Credit Unions Into Other Credit Unions; Voluntary Termination or Conversion of Insured Status
This regulation sets new rules for when credit unions can merge with each other or stop being federally insured. The National Credit Union Administration (NCUA) is proposing these changes to make the process clearer and safer for credit union members who have their savings protected by federal insurance.
Chartering and Field of Membership for Federal Credit Unions—Interpretive Rulings and Policy Statements
The National Credit Union Administration (NCUA) is proposing new rules about how federal credit unions can be created and who can join them. This matters because credit unions are financial institutions that many Americans use for banking services, and these rules affect which communities can access credit union services and how they operate.
Bank Conversions and Mergers: Conversion of Insured Credit Unions to Mutual Savings Banks
This proposed rule from the National Credit Union Administration would allow credit unions that are federally insured to convert into mutual savings banks, which are a different type of financial institution. The change would affect how these organizations operate and what rules they must follow, potentially giving members different protections and services.
Requirements for Insurance
The National Credit Union Administration (NCUA) is proposing new rules about how credit unions must handle insurance to protect member deposits and accounts. These changes aim to ensure that credit unions have proper safeguards in place so that members' money stays protected even if something goes wrong with the credit union.
Public Unit and Nonmember Shares
This proposed rule from the National Credit Union Administration (NCUA) would change how credit unions handle shares (accounts) for public organizations and non-members. The regulation aims to clarify rules about who can hold shares in credit unions and under what conditions, which could affect how credit unions serve their communities and manage member accounts.
Requirements for Insurance; Maximum Borrowing Authority
The National Credit Union Administration (NCUA) is proposing new rules about insurance requirements and borrowing limits for credit unions. These changes could affect how much money credit unions can borrow and how they protect members' deposits.
Termination of Excess Insurance Coverage
The National Credit Union Administration (NCUA) is proposing a rule to allow credit unions to stop providing insurance coverage that goes beyond what is required by law. This change could affect credit union members by potentially reducing the extra protections some members currently have on their accounts.
Dependent Care and Board Member Expense Reimbursement
This proposed rule from the National Credit Union Administration (NCUA) would set new rules for how credit union board members can be reimbursed for childcare costs and other business expenses. The change aims to clarify which types of expenses credit unions can pay back to their board members and under what conditions.
Corporate Credit Unions
The National Credit Union Administration (NCUA) is proposing new rules about how credit unions that serve other credit unions—called corporate credit unions—operate and manage their finances. These changes aim to make the financial system safer and more stable for the millions of people who have accounts at regular credit unions.
Chartering and Field of Membership for Federal Credit Unions: Interpretive Rulings and Policy Statements
The National Credit Union Administration (NCUA) is proposing new rules about how federal credit unions can be created and who they can serve as members. This regulation matters because it could affect where credit unions can open, who can join them, and how they operate in different communities.
Nondiscrimination Requirements
The National Credit Union Administration (NCUA) is proposing new rules to ensure that credit unions treat all customers fairly and don't discriminate based on race, color, religion, national origin, sex, or other protected characteristics. This matters because credit unions are financial institutions that many Americans rely on for loans, savings accounts, and other banking services, so these rules help protect people from unfair treatment.