OCCProposed Rule

Bank Appeals Process

Finance & Banking
59 days left to comment

Summary

The Office of the Comptroller of the Currency is proposing new rules for how banks can appeal decisions made by federal regulators. This change could make it easier for banks to challenge regulatory decisions they disagree with, which might affect the fees and services available to customers.

Key Points

  • 1Banks will have a clearer process to formally challenge decisions made by federal banking regulators
  • 2The new rules establish specific timelines and procedures for how banks can file appeals and present their arguments
  • 3This regulation only applies to national banks and federal savings associations overseen by the OCC
  • 4The public has until April 21, 2026 to submit comments on whether this proposed rule is a good idea
  • 5The changes could affect how quickly banking regulations are enforced and potentially influence banking costs passed on to consumers

Key Dates

Published

February 17, 2026

Comment Deadline

April 21, 2026(59 days left)

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This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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