CFPBFinal Rule

Rules of Practice for Adjudication Proceedings

Finance & Banking

Summary

The Consumer Financial Protection Bureau (CFPB) updated its rules for how it conducts official hearings and makes decisions about violations by banks and financial companies. These changes affect how consumers and financial institutions can present their cases when disputes arise over whether companies broke consumer protection laws.

Key Points

  • 1The CFPB clarified the procedures that must be followed when the agency holds formal hearings to decide if a financial company violated consumer protection rules
  • 2The updated rules explain how companies can present evidence and arguments to defend themselves against CFPB enforcement actions
  • 3These procedures affect financial institutions, their lawyers, and consumers who may be involved in CFPB cases
  • 4The changes make the hearing process more transparent by detailing what documents must be shared and how testimony works
  • 5The rules ensure both sides have a fair chance to present their case before the CFPB makes an official decision

Key Dates

Published

October 29, 2025

This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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