CFPBFinal Rule
Consumer Leasing (Regulation M)
Finance & Banking
Ad Space (leaderboard)
Summary
This regulation updates the federal rules for consumer leasing, which apply when you rent cars, appliances, or other goods. The changes are designed to make leasing agreements clearer and fairer by requiring companies to provide better information upfront so you understand the costs and terms before you sign.
Key Points
- 1Leasing companies must clearly disclose all costs, fees, and payment amounts before you agree to lease something
- 2Companies must explain what happens at the end of the lease, including any wear-and-tear charges or excess mileage fees
- 3The rule makes it easier to compare lease offers from different companies by standardizing how information is presented
- 4Consumers get stronger protections against surprise charges and hidden fees in their leasing agreements
- 5This applies to car leases, equipment rentals, and other consumer leases handled by banks, credit unions, and leasing companies
Key Dates
Published
December 15, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
Ad Space (rectangle)
Related Regulations
OCCFinance & Banking
Bank Appeals Process
IRSFinance & Banking
Updating Regulation References to Reflect Reorganizations at the Department of Justice and the Internal Revenue Service
FTCFinance & Banking