Finance & Banking

Regulations related to financial markets, banking, securities, and consumer protection.

915 regulations
HUD
Proposed Rule

FR-6524-P-01 Housing and Community Development Act of 1980: Verification of Eligible Status

HousingConsumersHomeownersState Governments

This proposed rule clarifies how the federal government will verify that people applying for housing assistance programs actually qualify for that help based on their income and citizenship status. The rule matters because it affects millions of Americans trying to access affordable housing and aims to prevent fraud while streamlining the application process.

36 days left to comment
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FCA
Final Rule

General Provisions

AgricultureFarmersFinancial InstitutionsSmall Businesses

This is a general rule from the Farm Credit Administration (FCA) that sets basic standards and procedures for how the federal farm credit system operates. Without seeing the specific details, it likely establishes foundational requirements that affect farmers, ranchers, and rural businesses that borrow from or work with farm credit institutions.

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USCG
Final Rule

Great Lakes Pilotage Rates—2026 Annual Review and Revisions to Methodology

TransportationTransportation CompaniesImporters/ExportersManufacturers+1

The U.S. Coast Guard is updating the fees that ship pilots charge to guide large vessels through the Great Lakes. This annual review adjusts pilotage rates and changes how those rates are calculated going forward, which affects shipping costs and ultimately the prices of goods transported by water.

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OCC
Proposed Rule

Bank Appeals Process

Finance & BankingFinancial InstitutionsConsumers

The Office of the Comptroller of the Currency is proposing new rules for how banks can appeal decisions made by federal regulators. This change could make it easier for banks to challenge regulatory decisions they disagree with, which might affect the fees and services available to customers.

35 days left to comment
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FAR
Proposed Rule

Federal Acquisition Regulation: Prohibition on Certain Semiconductor Products and Services

TechnologyTechnology CompaniesFederal EmployeesManufacturers+1

The federal government is proposing new rules to prevent certain advanced computer chips and related services from being sold to or used by federal agencies. This is designed to protect national security by ensuring the government only uses semiconductors from trusted sources.

35 days left to comment
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HUD
Final Rule

FR-6085-N-05 Section 3 Project Threshold Updates for Creating Economic Opportunities for Low- and Very Low-Income Persons and Eligible Businesses

HousingSmall BusinessesHomeownersState Governments

This HUD regulation updates the income and business size thresholds used to determine which projects can receive federal funding designed to help low- and very low-income people and small businesses. By adjusting these thresholds, the rule makes it easier or harder for certain communities and businesses to qualify for economic development assistance programs.

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CISA
Proposed Rule

Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA) Rulemaking; Town Hall Meetings

TechnologyEnergy CompaniesHealthcare ProvidersTechnology Companies+1

This proposed rule would require companies that operate critical infrastructure—like power plants, water systems, and hospitals—to quickly report cyberattacks to the federal government. The rule aims to help protect essential services that Americans depend on every day by improving how the government detects and responds to cyber threats.

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USCBP
Proposed Rule

Electronic Bond Transmission

TransportationImporters/ExportersFinancial InstitutionsTechnology Companies+1

The U.S. Customs and Border Protection agency is proposing to allow electronic transmission of customs bonds instead of requiring paper documents. This change aims to speed up the import and export process at U.S. borders by making it faster and easier for businesses to complete required paperwork.

29 days left to comment
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IRS
Proposed Rule

Updating Regulation References to Reflect Reorganizations at the Department of Justice and the Internal Revenue Service

Finance & BankingSmall BusinessesFinancial Institutions

The IRS is updating its rules to reflect recent changes in how the Department of Justice and the IRS have reorganized their internal departments. This is essentially a housekeeping measure that updates references in tax regulations to point to the correct offices and departments, ensuring that taxpayers and tax professionals know which IRS and Justice Department offices to contact for various tax matters.

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FTC
Final Rule

Revision of the Negative Option Rule, Withdrawal of the CARS Rule, Removal of the Non-Compete Rule To Conform These Rules to Federal Court Decisions

Finance & BankingConsumersSmall BusinessesFinancial Institutions+1

The FTC is updating three consumer protection rules to match recent court decisions: it's revising rules about automatic billing and cancellations, withdrawing a rule about car sales practices, and removing a rule restricting non-compete agreements. These changes ensure the rules follow what federal courts have decided they should be.

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NCUA
Proposed Rule

Investments in and Licensing of Permitted Payment Stablecoins Issuers

Finance & BankingFinancial InstitutionsTechnology CompaniesConsumers

This proposed rule would allow credit unions to invest in and license companies that issue stablecoins, which are digital currencies designed to maintain a stable value. The regulation establishes rules for how credit unions can participate in this emerging financial technology, potentially giving members access to new digital payment options.

28 days left to comment
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NCUA
Proposed Rule

Mergers of Insured Credit Unions Into Other Credit Unions; Voluntary Termination or Conversion of Insured Status

Finance & BankingFinancial InstitutionsConsumers

This regulation sets new rules for when credit unions can merge with each other or stop being federally insured. The National Credit Union Administration (NCUA) is proposing these changes to make the process clearer and safer for credit union members who have their savings protected by federal insurance.

28 days left to comment
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