HUDFinal Rule
FR-6544-I-01 Revising Residency Requirements for the Section 184 Indian Housing Loan Guarantee Program
HousingFinance & Banking
Ad Space (leaderboard)
Summary
The federal government is changing the rules for a loan program that helps Native Americans buy homes on tribal lands. The Department of Housing and Urban Development (HUD) is reconsidering how long people need to live in a place before they can qualify for these special home loans.
Key Points
- 1This rule affects the Section 184 Indian Housing Loan Guarantee Program, which provides loans specifically for Native Americans buying homes on tribal lands or in Native communities
- 2HUD is revising residency requirements, meaning they're changing how long someone must live somewhere before becoming eligible to apply for one of these loans
- 3The changes could make it easier or harder for Native Americans to qualify for home loans depending on how the new residency rules are written
- 4The public has until November 4, 2025 to submit comments about whether they support or oppose these changes
- 5This affects Native American families and tribal communities trying to purchase homes, as well as tribal housing authorities that administer these loan programs
Key Dates
Published
September 4, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
AI Comment Drafter
Describe your concern and we'll help you draft a substantive comment.
AI-generated draft. Always review and edit before submitting. Replace all [bracketed placeholders] with your specific details. Your comment should reflect your genuine views and experience.
Ad Space (rectangle)
Related Regulations
HUDHousing
FR-6524-P-01 Housing and Community Development Act of 1980: Verification of Eligible Status
HUDHousing
FR-6085-N-05 Section 3 Project Threshold Updates for Creating Economic Opportunities for Low- and Very Low-Income Persons and Eligible Businesses
HUDHousing