HUDFinal Rule

FR-6513-F-01 Adjustment of Civil Monetary Penalty Amounts for 2025

HousingFinance & Banking

Summary

The Department of Housing and Urban Development (HUD) is increasing the dollar amounts of fines and penalties it can impose on people and companies that violate housing laws and regulations in 2025. These penalty adjustments happen annually to account for inflation, ensuring that violations remain financially meaningful.

Key Points

  • 1HUD is raising the maximum fines it can issue for violations of federal housing rules, such as fair housing discrimination or fraud in housing programs
  • 2The penalty increases are based on inflation rates, meaning the fines go up slightly each year to maintain their real-world impact
  • 3These higher penalties apply to violations involving fair housing, mortgage fraud, public housing violations, and other HUD-regulated activities
  • 4People and companies that violate housing laws now face steeper financial consequences if caught, which may encourage better compliance
  • 5The specific new penalty amounts went into effect in 2025, replacing the previous year's lower penalty amounts

Key Dates

Published

June 12, 2025

This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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