HUDFinal Rule
FR-5593-N-06 Strengthening the Section 184 Indian Housing Loan Guarantee Program; Extension of Compliance Date
HousingFinance & Banking
Ad Space (leaderboard)
Summary
The federal government is extending the deadline for lenders to comply with new rules that strengthen a loan program helping Native Americans buy homes. This gives lenders more time to adjust their systems and processes to meet the updated requirements for the Section 184 Indian Housing Loan Guarantee Program.
Key Points
- 1HUD is pushing back the compliance deadline for lenders participating in the Section 184 program, which helps Native Americans and Alaska Natives get mortgages
- 2The program guarantees loans made by private lenders, reducing the risk to banks and making it easier for Native Americans to qualify for home loans
- 3Lenders need extra time to update their computer systems, policies, and training to meet the strengthened program requirements
- 4This extension affects banks, credit unions, and mortgage companies that lend money to Native American borrowers in Indian country
- 5The delay allows lenders to properly implement changes without rushing, which should result in better service for borrowers seeking home loans
Key Dates
Published
December 29, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
Ad Space (rectangle)
Related Regulations
HUDHousing
FR-6524-P-01 Housing and Community Development Act of 1980: Verification of Eligible Status
HUDHousing
FR-6085-N-05 Section 3 Project Threshold Updates for Creating Economic Opportunities for Low- and Very Low-Income Persons and Eligible Businesses
HUDHousing