Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health (CMS-9883-P)
Summary
This regulation sets the prices and benefits that health insurance companies must offer through the Affordable Care Act for 2027, including how much people pay for premiums and what doctors and treatments are covered. It also establishes rules for basic health plans that states can offer as a lower-cost alternative to traditional insurance.
Key Points
- 1The federal government is announcing the official health insurance premium rates and coverage benefits that will be available to Americans in 2027 through the ACA marketplace
- 2The regulation affects millions of people who buy their own health insurance, as well as health insurance companies that sell these plans
- 3States have the option to create basic health plans offering more affordable coverage for people who don't qualify for traditional ACA plans
- 4Insurance companies and states must follow new payment rules and benefit requirements set by the Centers for Medicare & Medicaid Services (CMS)
- 5The public has until February 12, 2026 to comment on this proposed regulation before the final version takes effect
Key Dates
February 10, 2026
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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